.Union Money Official Nirmala Sitharaman3 min read through Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Official Nirmala Sitharaman announced that the government aims to open up over 30 thousand new PMJDY accounts throughout 2024-25.Rundown media reporters, Sitharaman unveiled that since August 14, 2024, a total amount of 531.3 thousand Jan-Dhan profiles have levelled due to the fact that the plan's launch a decade earlier, with a cumulative down payment remainder of Rs 2.3 trillion.The typical remainder every account has improved from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Roughly 80 percent of these profiles are presently active." PMJDY has actually played an essential duty throughout the astronomical, particularly for girls," claimed Sitharaman.In spite of the allocation for absolutely no harmony and the lack of a minimum harmony demand, merely 8.4 per cent of the accounts maintain a zero harmony. The scheme has actually been especially effective in country and semi-urban areas, where 66.6 per cent of the profiles are located.As of August 14, 2024, girls account owners represent 55.6 percent of the overall accounts, totaling up to 295.6 million profiles, according to the Department of Financial.
Currently, 99.95 percent of all dwelled villages have banking locations offered within a 5-kilometre distance with various touchpoints, consisting of bank divisions, automated cashier makers, banking correspondents, and India Article Settlements Bank.As of August 14, 2024, there end 1.73 billion important CASA (current account interest-bearing account) accounts in the country, consisting of much more than 530 million surgical PMJDY accounts.Regarding social safety and security systems, Sitharaman highlighted that over 200 thousand collective enrolments have actually provided life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual costs of Rs 436.Also, over 450 thousand advancing enrolments have actually delivered one-year unintended cover of Rs 2 lakh (for death or even irreversible complete special needs) and also Rs 1 lakh (for irreversible partial impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs 20 each year.The Atal Pension plan Yojana has registered over 68 thousand users.In terms of credit-linked schemes, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 million collective finances totaling up to Rs 29.93 trillion (as of July 12, 2024) have actually been actually approved to provide collateral-free institutional financing to micro and small business systems up to Rs 10 lakh for income-generating activities.Under the Rise India Plan, 236,000 collective car loans completing Rs 53,609 crore (as of July 15, 2024) have actually been actually approved to Booked Caste, Scheduled Tribe, and also women business people for establishing greenfield projects.In addition, the Pradhan Mantri SVANidhi system has actually accredited financings worth Rs 12,630 crore to 6.52 thousand road merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY collective deposit difference of Rs 2.3 trillion.u00b7 There are over 1.73 billion important CASA profiles.u00b7 Females account owners make up 55.6% of total accounts.Very First Posted: Aug 27 2024|9:37 PM IST.